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Thursday, July 27, 2017

News Articles from KTFA Don961 for Thurs. PM 7-27-17

KTFA

Don961 » July 27th, 2017


When the invisible hand disappears

27/7/2017 12:00 am
Dr.. In the name of Brahimi

Since the emergence of economics in 1776 and the launch of the economic institution Adam Smith, the hypothesis of the existence of a hidden hand working to achieve economic balance without the need for government intervention in it, and this hypothesis is subjected to field tests and intellectual debate is great, and this hypothesis was successful at the time of launch, A kind of balance achieved by the market mechanisms between the real economy and the monetary economy that prevailed in most countries and for more than the decade Of time.

The Great Depression, which hit the global economy at the beginning of the third decade of the last century, represented the true test of the validity of the hidden hand hypothesis. The market failed to return to normal equilibrium for more than four years. This failure.

As part of the search for the dismantling of this problem and the development of solutions emerged ideas of the Kenyan school led by John Maynard Keynes to confirm the existence of the hidden hand and sometimes disrupted the existence of the importance of government intervention in cases of failure that can be exposed to the market, The controversy arose in the fifties of the last century a new school led by Friedman confirms the validity of the classical assumptions with some modifications, and was used ideas of this school in the early seventies to address the problem of inflationary recession, which was the economy faced for the first time, and expanded these ideas with the emergence of Rissah supply side and the adoption of their solutions in 1980s.

These ideas have been popular through the adoption of the International Monetary Fund and the World Bank for a long time, but the global financial crisis in 2008 and the accompanying policies of the government intervention has once again cast doubt on the ability of the market and the invisible hand to achieve balance without interference governmental.

What is important to me is to clarify these ideas and share them with those who believe that the economic solution in Iraq is the market hurdle away from the public sector and at the time when they agreed with them on the failure of the visible hand (government) in managing the economy, I find that our market does not have the flexibility required to achieve balance and thus disappear

The invisible hand, therefore, inevitably creates a kind of partnership between the public and private sectors The Iraqi Economy.

http://www.alsabaah.iq/ArticleShow.aspx?ID=141422

IRAN: Wednesday, July 26, 2017

Currency Change Requires Majlis OK

The Central Bank of Iran on Tuesday announced that the government’s proposal for changing the currency unit needs to be passed by the parliament.

In a meeting on Sunday, Iranian President Hassan Rouhani’s Cabinet approved the final version of a banking and monetary reform bill Several media outlets wrongly reported that the measure is finalized.

While rial has been used as Iran’s monetary unit in official documents and budget statements, toman was being used more commonly in daily transactions by citizens. Prices of goods are mostly marked in rials, 10 of which equal one toman.

The government and CBI aim to ease financial operations, as the duality of monetary units has caused confusion among traders and people alike. The move would also reduce the cost of money printing and maintenance.

https://goo.gl/6Uydj8

IRAN: The 23rd International Exhibition of Electronics, Computer and E-Commerce (aka Elecomp 2017) concluded in Tehran on July 24.

Wednesday, July 26, 2017

New E-Pay Services Unveiled at Tehran Elecomp 2017

Behrooz Imeni

Finance Desk

Iranian payment service providers unveiled new e-payment services and smartphone applications at the 23rd International Exhibition of Electronics, Computer and E-Commerce (aka Elecomp 2017) that opened in Tehran on July 21.

Money transfer via smartphone applications, mobile payment software development kits (SDK) and inauguration of mobile point of sale (mPOS) were the main focus of PSP companies during the exhibition.

Some of the most active and well-known PSPs and their new technologies presented in Tehran Elecomp 2017 are as follows:

Sadad

Electronic payment company Sadad is one of the 12 PSPs authorized by Shaparak, the entity in charge of Iran's payment network.

The company started its activities in July 2014, focusing on three main fields, namely e-payment, production of e-pay applications and supporting payment tools.

The company unveiled the new versions of payment applications such as Iva and Pulse alongside new products for making SDK payment.

According to the company's CEO, Mohammad Mehdi Sadeq, Iva users can now pay their departure taxes and driving fines directly in-app.

"Money transfer through Iva will also be available from next week," he added.

Sadeq noted that Sadad has started working on mPOS devices since past two months and is determined to expand this new service, especially since there is a shortage of banks' GPRS POS devices and mPOS can be a suitable substitute.

"Another use of mPOS devices is that they can be an analyzer of POS devices. Those who use mPOS can install an application on their phone to save and manage all their bank card transactions," he added, noting that this service is not operational yet, but it will be within three days of unveiling the new device.

He noted that Sadad has 650,000 POS devices across the country, 150,000 of which are equipped with near-field communication systems and "we plan to extend the number of NFC systems to more than half of POS devices in the foreseeable future".

Pecco

Parsian E-Commerce Company was established in 2000 and focused its activities on supplying and supporting POS devices in shops and banks' ATMs, offering e-payment services through Internet and cellphones and producing software systems for managing payment transactions.

This is the third time the company participated in Tehran Elecomp.

Pecco introduced new features of its mobile payment application known as Top during the exhibition. The company has put a lot of effort in introducing Top to people, which provides a secure environment for payment transactions.

According to Abdolazim Qanbarian, the company's CEO, Top also unveiled its money transfer service at the exhibition, which is currently available for six host banks, namely Post Bank, Bank Sina, Bank Day, Bank Shahr, Bank Parsian and Hekmat Iranian Bank.

The number of Pecco mobile transactions during the year to March 21, 2017, registered an increase of 109% compared with its previous year. Transactions also jumped by 259% year-on-year, which show that Top is finding its place among people.

"The online purchase of traffic permits and payment of landline bills are exclusive features of Top," Qanbarian said.

The company's chief noted that the new version of Top is ready for Android while the iOS version awaits Apple's authorization and will be officially published on App Store afterwards.
Pecco also introduced the latest version of gift cards that can be recharged as much as the customer wants through ATMs and the Top application.

SEP

Saman E-Payment (aka SEP) focused on mobile payment services such as Sesoot and a mobile payment gateway.

The SEP mobile payment gateway is actually an SDK that makes it easy for users to make their in-app payments without needing to use an external payment gateway.

The company did not want to fall behind other PSPs, therefore they have also launched a money transfer service in Sesoot app.

According to Farid Setareh, the head of research and development of Saman E-Payment company, the Sesoot app has been designed in a way that users do not need to upgrade the app frequently.

Asan Pardakht, Behpardakht Mellat, Fanap and Iran Kish Credit Card company were the other PSPs that participated in Elecomp 2017 and introduced their achievements and services.

https://goo.gl/RkqzUp

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