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Tuesday, April 25, 2017

"Iraq's Banking System" - Thoughts/News from KTFA Don961

KTFA

Don961 » April 25th, 2017


Iraq starting to feel good about its banking system ... adding to a sense of national pride ... they are learning well how to be International ... imo

Successful Management

26/4/2017 12:00 AM

A remarkable development and accelerated in the performance of government banks during these days and Almmlmos took their way confidently.

This was done while these banks were subject to criticism from the financial experts and the economy in Iraq, where it was living a clear sluggish and did not provide services and banking products, but only simple work to the proportion of the size of their capital and cash reserves, where they hold 90 percent of cash deposits of citizens and the government apparatus It is estimated at trillions of dinars.

This stalemate was accompanied by a lack of investment in the construction, reconstruction and real development of the country.

See what happened to these banks to achieve promising results?

The fact that most of the economists and financial experts who asked me this question is very much in agreement with me that the success achieved was the result of successful management, which proved its ability to achieve qualitative and tangible development in the field of performance.

So the government's choice of young and efficient administrations of the leaders of these banks was in the right direction.

More than a year after the appointment of these departments and when evaluating the performance and results achieved by the index finds that the choice of jurisdiction and technocrats were the reason for the achievement of these results with the testimony of scientists and experience.

More importantly, these departments are fully aware of the meaning of using modern technology in banking after it was the monopoly of private banks that preceded it much was the foundation of success achieved.

Moreover, the nature of dealing with international accounting standards has limited its performance as well as rapprochement with the central bank and cooperation with him and with private banks has strengthened the march of the banking sector.

And the follower of the creative initiatives carried out by the Iraqi Bank for Trade in various fields is closely attaining achievements, especially in the banking products aimed at contributing to the support of citizens and development programs.

As for Rafidain Bank and Al-Rashid, they have adopted a well-studied loan program which contributed to the emergence of their role in strengthening the reform programs of the state, and perhaps the most prominent can be mentioned in this area to help solve and resolve the housing crisis and those decisions to assist citizens in the purchase of housing units witness and evidence.

The prevailing impression of these steps and achievements during this period and in the continuation reflects the desire of these banks to achieve real competition in order to prove the capabilities that led by the logical result to the results that we mentioned in the column.

How much we need to create a spirit of competition and devote its culture in the rest of the productive and service sectors to reach the goal of development and sustainable development and support our reform programs

http://www.alsabaah.iq/ArticleShow.aspx?ID=135890

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