First, all of us should begin to ignore rates higher than the international rate. (And what is the Zim's international rate? We don't know!) If we take the international rate there is no NDA. If we explain to the intake banking representative we don't wish to sign an NDA and wish to maintain our freedom to spend our money including humanitarian projects where we feel money is required and that we do that to maintain control of our money albeit not the greatest amount that we could receive. Having freedom, over everything else, is what America was originally based on. Whatever the international rate is, a 100T Zim note/bond will net you more than you ever had in your previous years. If you walk out without signing the NDA and enough of us do that, the magic that the banks have been waiting for will evaporate. It would be quite easy to tell them that when the NDA is dropped you will be most happy to return and renegotiate the rate of exchange to the benefit of both the exchanger and the bank. It surely won't take long before they realize they are not dealing with idiots but with people of principle that cannot be persuaded to give all their money back to the banks through a surreptitious nondisclosure agreement that protects and enriches only the bank. It surely will not help the needy, the hungry or the homeless if your money gets clawed back without a legal court-style hearing.